My understanding of Money 101 principles can be summarized in the following list: 1. Take control and responsibility of your finances. 2. Track your spending and create (and follow) a budget. 3. Quit spending more than you earn. 4. Pay down high interest debt (i.e. debt that is at a higher interest rate than what you might get if you invested your money). 5. Stop acquiring new consumer debt (debt…
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